How to use this with source records
Choose and document the constant annual yield, contribution, withholding and time-horizon assumptions before running a scenario. A company filing does not contain your purchase prices, reinvestment dates or account fees; use your transaction records for those details.
The Realty Income FY2024 filing lab helps trace corporate distributions, not an investor’s realized reinvestment return. This calculator remains a hypothetical scenario.
The calculation
Each month: income = opening balance × annual yield ÷ 12 × (1 − withholding rate). Closing balance = opening balance + income + end-of-month contribution. Repeat for years × 12.
Check the arithmetic.
With a 10,000 starting balance, 6% constant annual yield, no withholding and no contributions, one modeled year ends at 10,616.78. Monthly compounding makes the result different from simply adding 600 once at year-end.
Assumptions and limitations
This is a constant-yield balance model, not a share-price or dividend-growth forecast. It assumes monthly reinvestment, fractional purchases, unchanged principal value apart from income and contributions, and no fees. Actual payment schedules, prices and taxes differ.
The output is an educational scenario. It is not a forecast, a tax determination or a personalized investment recommendation.